CoinDesk reported that two economists at the Federal Reserve Bank of Dallas modeled how tokenized deposits could affect US banks’ ability to absorb long-term interest-rate risk. In one scenario, if tokenized deposits make depositors 10% more sensitive to interest rates, US banks’ capacity to hold long-term rate risk could fall by about $700 billion. In a second scenario, if tokenization causes 10% of deposits to leave banks earlier, banks’ capacity to absorb interest-rate risk tied to long-term loans and securities could drop by about $580 billion. The estimates outline how changes in depositor behavior, rather than a direct balance-sheet shock alone, may alter banks’ role in carrying duration risk.

The Bank Policy Institute (BPI), representing JPMorgan, Goldman Sachs, Citigroup and 37 other top lenders, is considering suing the OCC over eased crypto trust charter rules. Banks warn the move blurs lines between regulated banks and lightly supervised fintechs, risking financial stability.

Thunes’ connection to top-tier US banks brings its Ripple-linked network closer to core banking infrastructure, with coverage across 140+ countries and 90 currencies under regulated payment frameworks.

JPMorgan, Citi, BofA, Wells Fargo and others plan a shared tokenized deposit network via The Clearing House, launching first half 2027. Targeting stablecoin dominance in corporate payments with 24/7 on-chain settlement under full regulation.

U.S. major banks, led by The Clearing House, are building a shared blockchain network to tokenize deposits by 2027. The move targets stablecoin competition in payments, with JPMorgan already testing deposit tokens while Citi and BofA hold different views.

Large US banks are preparing a tokenized deposit network by 2027 to enable round-the-clock blockchain payments while keeping deposits inside the regulated banking system.

Top U.S. banks, through The Clearing House, plan a shared tokenized deposit network launching in early 2027. The blockchain-based system aims to compete with stablecoins and serve multinational corporations first.

Anchorage Digital, the first crypto firm with a US banking charter, introduces Stablecoin Solutions to let international banks use regulated stablecoin rails for cross-border payments, bypassing costly correspondent banking. The service supports minting, custody, and settlement.